Delray Credit Counseling

The Truth About Credit is current, cohesive and thorough. It begins with the basics-defining credit, explaining its value to consumers and businesses, and introducing the key parties that keep the process successfully operating-but then covers more complex topics, including credit laws, credit scoring and credit repair. The central portion of the book tackles three topics that are constantly in the news of late-identity theft/fraud, credit repair, and credit scoring-then shifts to an explanation of credit laws, consumer credit counseling and, most importantly, correcting errors on credit reports. There are a plethora of books out there promising to show consumers how to repair their credit. There is only one that explains credit from the first step of establishing it, through the many steps involved with maintaining it and managing it, to, yes, fixing it when it's broken- The Truth About Credit.

This book draws upon William Glasser's choice theory, which categorically rejects external control psychology. Instead of crediting environmental stimuli with pushing our lives around, Dr. Glasser teaches that we control our lives by going after what we want and choosing how we behave. Relationship-focused counseling is at the heart of the solutions to the crises in this book. By following the tenets and tactics in this resource, teachers will go from guards to guides. Child and adolescent counselors in and out of schools will find real answers for K to 12th grade students wrestling with grief, HIV, suicide, drugs and alcohol, gangs, and other interpersonal conflicts. Clinical social workers, marriage, child, and family counselors, and other mental health professionals who consult with schools will gain a cohesive, pragmatic, and comprehensive formula for helping hard to reach student-clients.

Credit counseling - Credit Counseling is a process offering education to consumers about how to use credit appropriately to avoid incurring debts that cannot be repaid.

Adverse Credit History - Adverse Credit History, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history and bad credit history, is a credit history that is judged as being adverse as the applicant has a history of unsatisfactory credit transactions. The term can apply to a corporate credit history but is more frequently used in relation to personal credit.

US Central Credit Union - US Central Credit Union is the largest Corporate Credit Union in the United States. Unlike consumer driven credit unions (referred to as "natural person" credit unions in the industry), US Central provides its services only to other corporate credit unions, in effect acting as the "corporate credit union's credit union".

Corporate Credit Union - A Corporate Credit Union, also known as a "Central Credit Union " provides services to natural person (consumer) credit unions. In the credit union industry, they are sometimes referred to as "the credit union’s credit union.

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